Online Refinance

Our Features

Explore Our Features

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Lowest Transaction Fees

Enjoy banking with some of the industry’s most competitive and transparent fees — saving you more on every transfer, payment, or withdrawal.

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Secure & Reliable Service

Your safety is our priority. With advanced encryption, fraud monitoring, and multi-factor authentication, we protect your money and personal data 24/7.

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Small Business Support

From business accounts to flexible loans and merchant services, we empower small businesses to grow with tailored financial solutions.

Our Loan Schemes

We Have The Best Loan Plans

Business Expansion Loan

5%  / 90 Days

  • Take Minimum

    $10,000.00

  • Take Maximum

    $100,000.00

  • Per Installment

    5%

  • Installment Interval

    90 Days

  • Total Installment

    16

Home Improvement Loan

6%  / 60 Days

  • Take Minimum

    $5,000.00

  • Take Maximum

    $50,000.00

  • Per Installment

    6%

  • Installment Interval

    60 Days

  • Total Installment

    12

Basic Personal Loan

8%  / 30 Days

  • Take Minimum

    $500.00

  • Take Maximum

    $5,000.00

  • Per Installment

    8%

  • Installment Interval

    30 Days

  • Total Installment

    6

View All
What People Say About Us

It's Easy To Join With Us

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Sarah M.
Entrepreneur
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OceanFirst Bank’s business solutions have truly helped my small business grow. Their online platform makes managing finances easy, and their support team is always there when I need them."

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James T.
Personal Banking Customer
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I love the convenience of OceanFirst Bank’s mobile app. I can transfer funds, pay bills, and even deposit Bitcoin securely — all from my phone!

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Amina K
Investor
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The investment services and Bitcoin-linked savings programs have helped me grow my portfolio safely. OceanFirst Bank makes complex banking simple and reliable.

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Michael L.
Community Advocate
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I appreciate OceanFirst Bank’s commitment to local communities. Their CSR programs show that they care about more than just profits.

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Daniel R
Tech Entrepreneur
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The digital banking platform is excellent. I can manage both traditional accounts and crypto assets in one secure place — it’s perfect for my fast-paced lifestyle.

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Linda O.
Retiree
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OceanFirst Bank helped me plan my retirement savings with clear guidance. The interest rates and investment options gave me confidence in securing my future.

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Peter K
Startup Owner
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Their small business loans and financial advice were a game-changer for my startup. OceanFirst Bank understands entrepreneurs and supports growth every step of the way.

Why Choose Us

We Are Giving You The Best Services

1
Lowest Transaction Fee

OceanFirst Bank is committed to offering competitive and transparent transaction fees, ensuring you get the best value for your banking activities. Whether it’s transfers, payments, or international transactions, we strive to keep costs low while maintaining secure and efficient services.

2
Secure Service

At OceanFirst Bank, your security is our top priority. We implement advanced encryption, multi-factor authentication, and strict data protection measures to ensure that your personal and financial information remains safe and confidential at all times.

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20+

Years of Experience

Digital Banking Solution Est. 2002

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